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BMS CERTIFICATION

The Sustainable Housing Bonus (Bono Mi Vivienda Sostenible – BMS) is a direct subsidy granted by the Fondo Mi Vivienda through Participating Financial Institutions (IFIs) to families that qualify for financial products that enable home acquisition, provided the housing is considered sustainable under BMS parameters.

To qualify for the bonus, a project/unit must cost between 33,200 and 410,600 PEN (financing amount including taxes). A minimum of 50% of the units in the project must fall within this price range; otherwise, the project cannot apply for the BMS.

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There are three levels of certification: I+, II+, III+. Each level has a combination of mandatory and optional requirements:

- Grade I: 17 mandatory + 1 optional
- Grade II+: 17 mandatory + 3 optional
- Grade III+: 17 mandatory + 5 optional

REQUIREMENTS (MANDATORY AND OPTIONAL)

Technical Specifications
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1. WATER

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1.1. Low-flow faucets for laundry sinks

1.2. Low-flow faucets for washbasins

1.3. Low-flow showerheads

1.4. Low-flow toilets

1.5. Water storage tank (cistern or elevated)

1.6. Irrigation systems for green areas if wastewater reuse is not implemented

1.7. Independent water meters per housing unit

1.8. Wastewater treatment plant (gray or black water) or other systems for irrigation reuse

1.9. Wastewater treatment plant (gray or black water) or other systems for toilet reuse

2. ENERGY

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2.1. LED lighting in common areas

2.2. LED lighting in housing units

2.3. Motion sensors in common areas

2.4. Centralized hot water system (efficient accumulation or flow)

2.5. Photovoltaic system for electricity in interior common areas

2.6. Photovoltaic system or LED lighting for exterior common areas

2.7. Low-consumption electromechanical equipment

2.8. Efficient natural gas heaters

2.9. Centralized hot water system with natural gas

2.10. Natural gas network

3. BIOCLIMATIC STRATEGY

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3.0. Installation of technologies based on appropriate bioclimatic strategies for each climate zone

4. MATERIALS

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4.0. Use of eco-friendly building materials

5. WASTE MANAGEMENT

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5.0. Implementation of an extended waste management and recycling plan, executed by a certified company with experience

6. EDUCATION

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6.0. Development and execution of a communication, awareness, and training plan for users, including savings and recycling strategies

6.1. Installation of fiber optic internet

6.2. Sustainable mobility parking spaces for residents

6.3. Commercial area

6.4. Communal service area

6.5. Communal laundry area

FAQs

What direct economic benefits does a developer gain from BMS certification?

BMS enables buyers to access better financing rates and financial bonuses, creating a competitive advantage and faster sales for developers.

Which level (I, II, or III) is most cost-effective relative to the subsidy?

It depends on the project’s goals, budget, and commercial strategy. Grade II often balances investment and incentive access, but analysis should be case-specific.

How does Leaf Global ensure savings measures do not affect sales or generate excessive construction costs?

We perform cost-benefit analysis, prioritize high-return interventions, and coordinate specifications to ensure measures are commercially viable and constructible.

Can BMS coexist with other certifications like EDGE or LEED for social or multifamily housing?

Yes. Many BMS measures align with LEED and EDGE requirements, providing a strong foundation for pursuing international certification.

What documentation does Fondo Mi Vivienda require, and how does Leaf Global manage it?

The fund requires approved plans, technical reports, certifications, and compliance evidence. Leaf Global coordinates collection, preparation, and submission of all documents to authorities and project stakeholders.

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